Are you driving your car without any insurance cover? Car insurance is one of the most important papers you should have if you own a car. It not only protects your vehicle but also provides you with necessary protection in case of an accident. With online services like Acko car insurance, buying and renewing car insurance has become hassle-free. In this article, well take a deep dive into Acko car insurance, its benefits, and how it works. We will also talk about mParivahan app and how it relates to car insurance policies.
Acko Car Insurance: An Overview
Acko is a digital insurance company that provides car insurance policies online. It is registered with the Insurance Regulatory and Development Authority of India (IRDAI). The company aims to make insurance simple, affordable, and accessible for everyone. Acko offers a variety of car insurance policies to cover different types of vehicles such as two-wheelers, cars, and commercial vehicles.
To buy insurance from Acko, you need to visit their website or download their mobile application. Fill in the required details, pick the coverage of your choice, proceed to pay the premium, and you are done. The whole process can take less than 10 minutes.
Acko promises quick claims approval with an in-house claim settlement team. You can track the status of your claim online and get updates on your mobile. Their customer service team is available 24/7 to answer any queries or doubts.
Benefits of Acko Car Insurance
- Affordable Premiums: Acko provides car insurance policies at competitive rates without compromising on the coverage. You can customize your policy to your needs and budget.
- No Claim Bonus (NCB): Acko offers a No Claim Bonus (NCB) on your car insurance policy if you have not made any claims during the policy period. The NCB ranges from 20% to 50% and can be used to lower your premium at the time of renewal.
- Add-On Covers: Acko provides a range of add-on covers that can be added to your car insurance policy. These add-ons offer additional protection and peace of mind. Some of the popular add-ons include zero depreciation, engine protector, personal accident cover, and more.
- Cashless Claims: Acko has tie-ups with various garages and repair centers where you can get cashless repairs done for your vehicle. You need to inform Acko about the accident and take your vehicle to one of the authorized garages to claim the cashless service.
- Hassle-Free Claim Process: Ackos claim process is simple and hassle-free. You can file your claim online and track its status using the mobile application. Once your claim is approved, the amount is directly credited to your bank account.
How Acko Car Insurance Works
To buy Acko car insurance, you need to visit their website or download their mobile application. The entire process can be completed in a few simple steps:
Step 1: Fill in the details of your vehicle, such as make, model, variant, etc. You also need to enter the city where you live and the registration number of your car.
Step 2: Choose the type of policy you would like to purchase -third party, comprehensive or standalone own-damage policy.
Step 3: Add the necessary add-on covers to your policy. These covers provide additional protection against accidental damages, theft, etc.
Step 4: Review the premium and pay it securely online.
Once the payment is processed, you will receive the policy documents via email or post.
Renewing Acko Car Insurance
Renewing Acko car insurance is also a seamless process. You can renew your policy online by visiting Ackos website or mobile application. The steps are simple:
Step 1: Enter your policy details such as the policy number and expiry date.
Step 2: Review your policy and make any changes if required.
Step 3: Pay the premium securely using your preferred mode of payment.
Step 4: Receive the policy documents via email or post.
Acko car insurance also sends reminders regarding policy renewal and expiry dates. You can easily renew your policy in a matter of minutes without any hassle.
The Future of Acko Car Insurance
With digitalization and the rise of online services, Acko car insurance is emerging as a popular and trusted choice among car owners. The company is constantly improving its services and adding new features to ensure a hassle-free experience for its customers. With the government’s MParivahan online initiative, it has become even easier to get car insurance from Acko from the comfort of your home. As the company expands its reach and offerings, it is poised to become a leading name in the Indian car insurance market.
Conclusion
Car insurance is a necessary investment for every car owner. With Acko car insurance, buying, renewing, and claiming insurance has never been easier. Ackos affordable premiums, hassle-free claim process, cashless services, and add-on covers provide comprehensive protection for your vehicle. With its user-friendy interface and 24/7 customer support, Acko car insurance is a top-rated choice for car owners in India. If you are looking for car insurance, give Acko a try and enjoy the benefits of their seamless and efficient services.
